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How To Get Payoneer Mastercard Easily In Nigeria

Payoneer MasterCard, useful mostly to receive payments from international companies and freelancing websites like Fiverr and UpworkPayoneer is generally a digital financial institution that provides internet money transfer and e-commerce payment services across the world. It is a registered Member Service Provider (MSP) of MasterCard Incorporated and their headquarter is located in New York City.


Payoneer MasterCard is a global credit card used for buying and receiving payments on the web.

In the event that you know how Paypal functions then that is the means by which Payoneer MasterCard likewise works, they are somewhat similar but not totally.

With Payoneer Mastercard, you will get a free US Bank account with routing number and other necessary US bank details, You will get a MasterCard from Payoneer free of charge and this MasterCard can take a shot at any ATM machine worldwide, You will also get a free $25 referral reward and numerous other minor stuff. It’s always a win-win situation!

Payoneer is the best alternative to PayPal in unsupported nations like Pakistan, Egypt, Jersey, Korea North, Lebanon, and Iran, and Nigeria.

You can as well use your Payoneer card to verify PayPal account.

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Below is what a Payoneer Mastercard looks like:

payoneer mastercard



Quite simple, navigate to the Official Payoneer Website and click the good looking “SIGN UP” button.

sign up on payoneer


On the subsequent page, fill in all details as required.

register payoneer account

Ensure that your full name, address and ID card details are correctly stated. Note that your “ADDRESS” is where your Payoneer Mastercard would be sent to.

When you are done, click “ORDER“.

You will have to wait for at most 3 business days for the approval. Once you have been approved, you will receive a notification from Payoneer via email with the information of your account and the MasterCard arrival estimated time.

Most times, approval doesn’t take up to an hour.

Delivery of your Payoneer Mastercard might take few weeks, often times it should not exceed 4 weeks. If the estimated time has passed and you are yet to receive the card, you can check the nearest Post Office in your area, it might have been dropped there.


Not everyone likes waiting, you can use the delivery expedition option to get your Payoneer Mastercard shipped to you via DHL within 3 days. Simply send a mail to Payoneer email address (customersupport@payoneer.com) to request for the expedition option. Make sure you also send the following information alongside:
Street Address (limit to 60 characters):
Zip Code:
Phone number:

You will get a confirmation reply stating that your Payoneer card will be delivered to your doorstep within 3 days.

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Mind you! It is not free! It costs $50 which will be deducted from the same account. You have to fund your Payoneer account to use the fast delivery option. To fund your account, just contact any merchant that sells Payoneer, or if you have a friend that has Payoneer funds, buy from them. We also sell, check our services. Your Payoneer account will be funded with the amount and Payoneer would be able to deduct this for the DHL delivery option.

Your Payoneer account will be funded with the amount and Payoneer would be able to deduct this for the DHL delivery option.

dhl payoneer delivery option



Once you receive the Payoneer card, you will have to activate it.

Sign into your Payoneer account and click on “ACTIVATE CARD“. You will have to input the card number and a 4-digit pin, this is more like an ATM Pin.

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Very simple, once your MasterCard is activated, you can start using it to withdraw from any ATM machine in your own currency or to buy stuff online. Alternatively, you can sell off your funds to those who are willing to buy Payoneer funds. We buy as well, check Our Services. Selling Payoneer funds is actually better than direct withdrawal. You can sell at the rate of 380/$ but direct withdraw might be as low as 310/$, now you see the difference?

Selling Payoneer funds is actually better than direct withdrawal. You can sell at the rate of 380/$ but direct withdraw might be as low as 310/$, now you see the difference?

I believe this is comprehensive enough to get you started with your Payoneer MasterCard. Enjoy!

Don’t forget to share this.


Fatt Kay

A Computer Addict, Seasonal Web Developer, Born-To-Be Content Writer, Computer Scientist By Force, Social Media Jagaban and an all-in-all Internet Gangstar.


  1. Nice article FatKAY. I don’t have a national I.D, can I use Voters card or the temporary paper slip they give when you register? Thanks…

  2. Hello,
    I mistakenly use a wrong Zip code while doing my payoneer registration. And I’ve got a message that the card has been shipped. What can I do to get this card so it won’t fall in a wrong hand.

  3. pls help me,anytime I input my date of birth for registration and press OK it will still bring a blank box.its been going on for a while pls help me

  4. Want to ask..
    I heard there’s an amount you need to activate your payoneer card authorization before you can start using your payoneer card.
    Also, can I use it directly to withdraw in Nigeria here.
    Thank you.

  5. please i am not clear about the bank account details oon the last phase of registration. is it my nigeria bank account or which one.. i do’t understand that area

  6. I applied for payoneer up to 5months it hasnt come can I still go for the expedition option even though maybe is missing in a post office .

  7. Hello fattyk I have that first print out given during national id card registration and voters card can I apply?

  8. Good article. All the points and steps are very clearly explained. It is very informative and interesting to read.

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